Cash Advance (also known as Payday Loans)
These short term loans are designed to provide financial support when unexpected expenses arise. Loan amounts are based on your current pay and are typically due on your next payday. These loans are quick and easy. Just complete the one page application, provide 2 forms of ID, a current paystub, and most recent 30-day checking account statement. You write a personal check for the loan amount plus the fee, we cash the check and hold it until your next payday. Cash Advance/Payday loans are a short term cash flow tool, and are not intended as a solution for long term financial difficulties.
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- APR 468.85% calculated annually but this is a short term 2 week loa
- No person who enters into a post dated or deferred deposit with this business establishment will be prosecuted for or convicted of writing cold checks or of theft by deception under the provisions of KR514.040
- NSF checks may be placed with an outside collection agency.
- Using our services does not negatively or positively effect your credit score
- Rollovers are not permitted in the state of Kentucky.