Call Us Today! (859) 746-2274

We Make it Quick and Simple


Simply write a personal check for the loan amount plus a fee, we cash your check and hold it until your next payday! It’s that easy!

Save time by completing our online application.

What to Bring

• Two forms of ID (driver’s license, social security card)
• Most recent paystub or other income verification
• Most recent 30 day checking account statement
• A personal check

When your loan is due, we provide two convenient payment options.

• You can pay in cash at the location
• We can deposit your check

Additional Requirements

• Must live OR work in the State of Kentucky
• Three months current employment
• Checking account must be open and active for at least three months
• Cannot have any outstanding loans at other payday loan companies

Why more people choose our services

• Your first loan is interest free! No kidding! Just ask us how!
• At Advance U Cash we understand that people fall on hard times. We choose to loan to people, not numbers. We will never check your credit score.
• Bad Credit is OK
• Same day Cash, never a check!
• We offer flexible due dates that fit your pay dates. Just ask us if you qualify for a 2 or 4 week advance.





Important note: payroll advances are a short term cash flow tool, not intended as a solution for long term financial problems.
  • APR 468.85% calculated annually
  • No person who enters into a post dated or deferred deposit with this business establishment will be prosecuted for or convicted of writing cold checks or of theft by deception under the provisions of KR514.040
  • NSF checks may be placed with an outside collection agency.
  • Using our services does not negatively or positively effect your credit score
  • Rollovers are not permitted in the state of Kentucky.